Debt Mentor  
0844 4820499
Open: 9am - 8pm Monday to Thursday
Friday 9am - 4pm Saturday 10am -5pm

Debt Solutions - there is always a way....

Pay what you can afford
each month

All our advice is free.. so it makes sense to use it.
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Whatever you are paying each month
if you can’t afford it then speak to our experts
0844 4820499
This always has to be the last resort and a route you need never go down. You have to make sure you don’t lose your home and you will lose all credibility for years to come.Talk to us. To qualify for an Individual Voluntary Arrangement usually you would have to have debts of £15K upwards. If you want to save your credit rating this might be the best route for you. Again we have to talk – ring us.

A Protected Trust Deed is a formal arrangement for individuals based in Scotland only; it is similar to an IVA and usually you only need pay 10p in the £.

This is a must for anyone who is experiencing difficulty paying their monthly bills. If you take up a debt management plan we usually have all interest –if any- frozen and get your monthly payment reduced to what you can comfortably afford.


Debt Mentor provides free and confidential expert advice on debt consolidation and debt management, in order to help you solve your debt and bankruptcy problems.

In fact, Debt Mentor is one of the companies in the UK that offer the best debt management plans and solutions for people who need free advice on debt. Our team will be happy to help you with the very best and most up to date advice on the best way to deal with your debt problems.

Don’t forget that whatever your situation our experienced debt advisors will always find the best free debt management plan for you. Furthermore, you probably don’t know about the fact that there are many Government legislations that aim at protecting bankrupt and indebted people.

One of those legislations specifies that you should only pay what you can afford, however many creditors don’t respect those legislations. Therefore, if you want to know more about your rights as an indebted person and also how we can help you out of that situation, then fill out the form on this page and contact our debt management advice services.